We’re Dedicated To Guiding You Through
Your Journey To Home Ownership
A successful mortgage starts with a one-on-one meeting to understand your goals and provide a foundation for your home loan journey. Now, let’s talk about your exciting home financing goals.
Strategy Today. Wealth Forever.
Your mortgage is just the beginning.
The Home Team is More Than Mortgage Advisors. We’re Your Partner on This Exciting Journey
Every member of our team puts your time, convenience and needs at the heart of everything they do. That means you’ll be supported by team financing experts when I’m not by their side, and will do everything in their power to meet your needs.
Experience peace of mind knowing my team and I provide the following advantages:
- Receive Guidance Through The Entire Mortgage Or Refinancing Process.
- All Loans Are Processed, Underwritten, And Closed In-House Locally.
- Understand Your Loan Numbers With Ease Through Interactive Calculators.
- Enjoy A Streamlined Process Via Our App With Less Paperwork And Headaches.
- Save Time With Advanced Technology That Requires Less Documentation.
- Live Updates Provided Right On Your Phone To Keep You In The Loop At All Times.
our guiding beliefs
NEO means new. We believe your mortgage should be more than a transaction. It should be the beginning of a smarter financial future.
Hard Right
We relentlessly choose the hard right decision over the easy wrong decision. Facing the difficult conversations bravely, getting uncomfortable for the benefit of the greater good, and attacking problems head on – are the decisions that strengthen the character of the individual, the team, and the organization as a whole.
People Matter
Who we work with matters. We intentionally decide who is allowed to represent NEO and who has the integrity, humility, and humanity to authentically serve our clients and each other. We choose patriots, not mercenaries for teammates. Patriots have an abundance mindset and believe in NEO’s Just Cause. They are inspired to spread financial literacy, help families on their journey to financial freedom, and are devoted to building stronger communities. Patriots change the industry for the better, mercenaries want the industry to stay as it is.
Just Cause
NEO was born from the inherent belief that the right mortgage strategy is more valuable than the lowest interest rate. Providing true advice over selling price alone, transfers more knowledge, creates greater wealth, and builds better communities for the families we serve. Our Just Cause extends beyond our clients to our NEO teammates. Every member of our team should have the same opportunity to become financially literate and create wealth.
Client Success
We choose to measure our success based on how we impact on our client’s financial future, not on how many loans we close or how we rank. We believe the 30 years of advice, guidance, and value we offer after the transaction, is much more valuable than the 30 days prior to closing the loan.
Gratitude First
We generate joy, connection, and fulfillment by having gratitude for what we have created on our journey together. We know that we are what we focus on and we choose to intentionally focus on gratitude first, for gratitude is the foundation of all abundance.
Better Every Day
There is always a better way and we are committed to becoming better every day. The world is continually evolving. Every day new ideas and technologies are making yesterday’s methods, designs, and systems obsolete. We are humble enough to question everything, in pursuit of a better way to care for the families we serve, our operations partners, and our loan advisors.
Erin Myers
Mortgage Advisor | NMLS# 1541723
Erin comes to The Home Team as a career switcher who worked in Special
Education for Fairfax County Public Schools for 15 years. She grew up an
Army Brat and gained a love for travel early on from living abroad as a
child and during college.
As the Burruss Team’s “Agent/Client Concierge,” Erin is here to ensure
you have the true Burruss Experience during your loan process. A die-hard
Ohio State fan, you can always catch her watching college football or
planning her next travel adventure.
Sam Newsome
Mortgage Advisor | NMLS# 1988902
Sam Newsome is a U.S. Army veteran who served from 2015 to 2021, including a deployment to Iraq and Syria from 2016 to 2018. After completing his military service, Sam attended James Madison University, where he further developed the skills and discipline gained during his time in uniform. Following graduation, Sam transitioned into the mortgage industry and has worked as a loan officer for the past four years. He brings a strong work ethic, attention to detail, and a client-focused approach to helping individuals and families navigate the home financing process.
In addition to his work as a loan officer, Sam is passionate about helping fellow veterans improve their quality of life by coaching them through the VA benefits and disability claims process. Drawing from his own military experience, he takes pride in guiding veterans step by step, ensuring they understand their options and feel supported as they work toward the benefits they have earned.
Josh Burruss
Head of Retail Innovation | NMLS# 181603
Josh Burruss is a distinguished figure in the mortgage industry, bringing over 17 years of experience and an impressive $830 million in loan origination. As the Head of Retail Innovation at NEO Home Loans, his expertise spans from intricate construction financing to accessible first-time homebuyer programs.
Outside of his professional sphere, Josh cherishes time with his family. His life is enriched by hobbies like playing hockey, practicing martial arts, and honing his golf skills, reflecting a well-rounded approach to life and work. Josh's balance of life makes him a model mentor for Loan Atlas members, guiding them through the complexities of the mortgage industry with expertise and ease.
The NEO Experience
Being a successful homeowner is so much more than just buying a home and making your mortgage payment. The NEO Experience will make sure your home will always be a powerful tool that can help you achieve your financial goals, create generational wealth, and enjoy a secure retirement.
Your Journey Home
Buying a home shouldn't feel like navigating the unknown. From our first conversation to long after you get the keys, we'll guide you through every turn.
Discovery Meeting
Tell us about you so we can pair you with the best strategy to get you where you want to go.
Underwriting
We flip the script on the typical mortgage process and complete a fully pre-underwritten preapproval and a customized pathway to meet your goals, put your financing on solid ground, and help your offer shine.
Mortgage Masterclass
Learn the numbers, process, and specifics of your financing so you feel empowered, confident, and excited to shop for your new home.
House Hunt
Set up your home search with your Realtor and begin searching for your dream home.
Offer
We'll provide estimates and go to bat for you on any offers that go in, connecting with all parties to give them confidence in the strength of your financing.
Contract Meeting
Once you have an accepted offer, we'll celebrate with you and set up all the next steps for a smooth ride to the closing table.
Processing
Your Loan Specialist will prepare your loan for underwriting and keep everything moving toward the finish line.
Clear to Close
Underwriting is complete! Now we balance the final numbers with title and prepare everything for closing.
Final Details
We'll provide the final closing details, including your amount for cashier's check or wire transfer and exactly what to bring with you on the big day.
Closing & Celebration!
It's official. Sign the final documents, get the keys, and celebrate becoming a homeowner. Welcome home!
Client Success Manager
Set up your onboarding call with your Client Success Manager, prepare for your first mortgage payment, and get connected to the tools designed to help you manage your home and build wealth beyond closing.
Helping you build wealth through every chapter of homeownership.
most lenders never show you.
Stay informed about the value of your home!
Our monthly report offers an intuitive financial dashboard, tailored to enhance your wealth-building journey with your most significant asset: your home.
We are committed to ensuring you always have a clear and accurate understanding of your home's value and its impact on your family's financial wellbeing.
